Whole of Life Policies
Just Mortgages Limited Ireland
Mortgages
Life Assurance
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A Whole of Life policy can provide cover to last throughout your life and there is usually a surrender value building up within the policy. Some contracts are reviewed after ten years and periodically thereafter to ensure that there is a sufficient premium being paid to maintain cover until the next scheduled review. Cover generally increases at each review.
There is also an option of purchasing a whole of life contract where there is no built-in review mechanism. This would allow the policyholder to have a sum assured in place forever at today's prices. Whole of life cover is generally more expensive than the other covers outlined.
A lump sum benefit in the event of:
- Death
- Serious Illness
- Death & Serious Illness